Get Ready For Medicare: What You Need To Know If Your 65th Birthday Is Coming Up

If you're going to turn 65 soon, you know that you're going to be eligible for Medicare. However, this isn't a seamless process in which you magically receive a membership card on your birthday. You do have to apply for most of Medicare, and there's more than one part that you need to ensure you have. As your enrollment period approaches, keep these things in mind to make the process as smooth as possible.

Tips For Buying Life Insurance

If you have a family that you want to make sure are covered if you should die unexpectedly or if you just want to make sure that your death will not have a negative financial impact on your loved ones due to funeral costs, you are likely looking at life insurance plans. However, life insurance plans are one of those investments that you hope never pays off, in the case of trying to protect your loved ones due to the fact that you are the main financial provider.

3 Reasons To Buy Insurance If You Are A Trucker

If you drive a truck (that you don't own) for an established, reputable trucking company, then you're most likely completely covered under their insurance plan. But if you're an owner operator who is just beginning your career, then chances are that you're on your own as far as certain aspects of insurance go. This isn't a bad thing, but it does mean that you might be unaware of the reasons why trucking insurance is so essential.

How to Get Your Car Replaced Fast After It's Damaged By a Natural Disaster

The steps you take after a natural disaster strikes and totals your car determine how soon the auto insurer settles your claim. In addition to following your insurer's procedure for making claims, other tips that can speed up the process. Here are four such tips. Document Your Case The first tip is to document your case so well that everybody can easily see what happened to your car. Your insurer is likely to be swamped with claim applications after a natural disaster.

Why Extra Pounds Shouldn't (But May) Raise Insurance Rates

If you're over a healthy BMI, you may see higher insurance rates. The companies shouldn't increase them, but you're viewed as a higher risk. Here's a look at why insurance rates put your premiums up for being overweight, but really why they shouldn't. Show Poor Health Being overweight, even by a tiny bit, shows that you're more at risk of a poorer quality of health. Insurance companies think you will die sooner due to complications linked to obesity and will increase your premiums to counter this risk.