3 Things You Can Do To Minimize Mold Damage

Water damage can end up leading to mold. Not only is mold gross and extremely dangerous to your health, but it can also discolor the ceilings, rot your ductwork and wood and create an awful odor. The best way to keep your home in top shape is to keep it dry at all times. For many homeowners' insurance policies, the source of the mold determines whether it is going to be covered or not.

3 Things You Need To Know About Your Auto Insurance Policy

Anyone with a vehicle knows the importance of having proper auto insurance coverage. You cannot operate a vehicle legally without it in place. While you might think all auto insurance is the same, that isn't the case. There are a lot of components to an auto insurance policy. You need to know what it is that you are getting to avoid any unexpected surprises when you go to make a claim.

How Dental Professional Liability Insurance Protects Your License, Your Practice And Your Career

Just as malpractice insurance protects doctors and surgeons from the effects of lawsuits, so professional liability insurance protects dental professionals. If you have just opened your own dental practice, you may want to consider investing in dental professional liability insurance. It can protect your practice and your career in all of the following ways. Covering Accidents and Injuries When Your Patients Are in the Clinic (or Out) Accidents and injuries that your patients experience while they are in your clinic are covered.

How to Create an Inventory of Insured Household Tools

A standard homeowners insurance policy covers both the home itself and the contents of the home. In the event of an insurance claim, any destroyed personal property must be adequately identified. Homeowners insurance policyholders can assist the potential processing of a claim by creating an inventory of household tools ahead of time. Despite recommendations that property owners take an inventory of their belongings, only a minority actually complete the task. A survey conducted by the National Association of Insurance Commissioners found that over half of the survey participants did not have an inventory of their personal possessions.

Why Auto Insurers Charge The Unemployed Higher Rates Than The Employed

Did you know that unemployment may raise your auto insurance rates? There are several factors that make auto insurers quote higher rates if you are unemployed. Here are several factors and assumptions why this may happen: You Use Your Car More One of the assumptions is that you are likely to use your car more if you are unemployed than if you are working. You will be driving from place to place looking for work and attending interviews, among other things.